About Us

Experience the Valitor difference

Valitor is an international payment solutions company dedicated to helping merchants, partners and consumers to make and receive payments. We offer a single connection for payments of all kinds, from in-store through online and everything in-between.

Our Principles

Our ambition is to be the preferred international payments solutions provider in our target markets. Whether our customers want to make and receive payments online, in-store, through mobile and even cross-border, we provide the easy answer.

We are committed to the highest standards in technology innovation, service delivery and customer intimacy.

We are guided by three principles:

  • We think differently and solve your problems simply
  • We always put our customers first
  • We build our own solutions, so you know they will work perfectly

That’s the Valitor difference.

Removing the complexity from payments.

At Valitor, we take care of our customers’ payments, which means they can focus on buying and selling. We remove complexity from payments, using our own technology, solutions and regulated services to help merchants and partners stay focused on their business. We handle multiple payment methods seamlessly, remove the compliance burden and provide excellent customer service.

Operating across 28 countries.

We operate across 28 countries – with strong presence in Iceland, the UK, Nordics and also in pan-European retail. We offer our service direct to retailers, but also go to market through strategic partnerships.


Valitor head office Iceland

Our History

Founded in 1983 and headquartered in Iceland, we have grown and diversified our payments offering in scope and reach. In 2003, we were one of the first companies to receive a cross-border licence for acquiring services in Europe.

In 2011, we became an international issuer, entering the UK market and becoming the second largest prepaid issuer at Visa EU. In 2014 we acquired AltaPay in Denmark, opening up e-commerce gateway services.

In 2017, we acquired IPS Ltd (a PoS gateway provider) and merged it with AltaPay to create a full-service omni-channel solution. Following this, we acquired Chip & PIN Solutions in the UK, to service the payment needs of 1,000s of SMB retailers.

Licensing and Certification

Valitor has principal membership of Visa and Mastercard and has an excellent track record providing issuing, acquiring and gateway services to partners and merchants across Europe. We operate with an EMI license issued by the UK FCA as well as a Payment Institution licence issued by the Iceland FSA.

VISA and Mastercard logos

Our Policies

For information regarding our various policies and notices, please see the links below:

Cookie Policy
Privacy Notice
AML Policy

Our Financial Statements

This is where you can keep up to date with all of the latest financial statements from Valitor.

2018 Financial Statement
2017 Financial Statement

2016 Financial Statement

Valitor Holding hf. owns 99% of the company and Visa Iceland ehf. 1%. Valitor Holding hf. is fully owned by Arion Bank and related companies.

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