Author: John Wiggins

Why is PCI P2PE compliance important?

Why is PCI P2PE compliance important? P2PE (Point to Point encryption) is a secure way to process POS payments. The moment the card is swiped, the P2PE system converts information into a code that’s unreadable to the observer. This means the business taking the payment never holds customer card data in a format that could […]

What’s the difference between iPOS and EPOS?

If you’re new to the world of taking card payments, then there’s a lot of terminology to get to grips with quickly. One common confusion is the difference between iPOS systems and EPOS systems. Both use card terminals and both can appear to be fairly similar at first glance. The answer is that an IPOS system is […]

What’s the best type of card machine for my business?

What’s the best type of card machine for my business? The starting point for deciding on the best type of card machine is to work out exactly what your business needs are. Shopping list of card machine benefits. Modern card machines provide chip and pin solutions as standard. They also include contactless payment services. Taking […]

Lady making an online purchase using her mobile phone

Omni-Channel Payment Processors and Reducing Overheads

The phrase ‘omni-channel’ is rapidly becoming a buzzword across the retail industry, and it’s not difficult to see why. Customers want to be able to buy goods and services at any time, any place and through any method they have available to them. As such, retailers need to respond to this by allowing for payment […]

Man organising his business using a virtual terminal

What’s a Virtual Terminal?

What’s a Virtual Terminal? The future of chip and pin technology centres around two main goals in payment processing: to be faster and to be more secure for customers. Many barriers in the way of making such technology faster and more secure have already been broken down, thanks to contactless debit cards and virtual systems […]

Making a payment on an Ingenico card terminal using a mobile phone

What happens if my Chip & PIN card machine loses signal?

What happens if my Chip & PIN card machine loses signal? The UK officially adopted Chip and PIN back in 2006, as a way to significantly increase the security surrounding payments made by credit and debit cards. In 2016, payments made by Chip and PIN cards overtook payments made by cash, showing that it is […]

Young couple making a purchase on a mobile phone

How retailers can increase conversion rates for mobile commerce

Conversion is the bread and butter of eCommerce platforms. Without conversion, everything – your clever PPC campaign, your beautifully designed newsletter, your intuitive UX – has gone to waste. How can retailers improve their rates of conversion? Crucially, Valitor’s answer to this question is very simple. Give the customer a reason to purchase from you […]

Small business owner accepting a credit card payment

The Benefits of Chip & Pin for Small Businesses

The necessity of chip & pin for small businesses. SMBs have a host of benefits to enjoy from adopting as wide a variety of payment methods as possible. Ultimately, any way you can serve the customer better is going to drive your sales and encourage your growth. If you’re a small business, installing a chip […]