eCommerce and virtual terminals – what’s the difference?

Virtual terminals and e-commerce payment gateways are simply two different ways to manage transactions when the cardholder is not physically present. You can use virtual terminals if you are only dealing with “over the phone” payments. A full e-commerce solution is more sophisticated and offers a lot more flexibility. Customers can pay virtually with their card details, allowing you to complete a transaction without their presence being needed.

In contrast, eCommerce payments are a seamless, automated payment process where customers can directly enter their details into a secure, hosted payment platform, commonly a website. Once those details have been completed, payment can be taken instantly for specific purchases and services. It’s as easy as that – secure, safe and reliable online payment with no additional step required. Whether you need a virtual terminal, or an eCommerce payment solution, our online payment solutions at Valitor are designed to be robust, reliable, effective and easy-to-use from day one.