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Virtual payment terminals.

Virtual terminals are the easiest way to take secure credit and debit card payments over the phone or by email.

Turn your tablet, smartphone, or PC into a card machine and accept payments from wherever you are with our virtual payment terminal.

What is a virtual terminal?

A virtual terminal is a payment terminal hosted online. Virtual terminals are secure web pages in your internet browser from which you can process card payments online without your customer or their card being present. It is known as “virtual” because it has the same function as a physical card terminal, but instead, it uses non-physical transaction software.

Virtual terminals can be accessed and used from any device with an internet connection – be it a PC, a mobile, or a tablet.

How do virtual terminals work?

The virtual terminal is usually accessed through a secure web page by the business owner, while logged in to their payment provider’s online account. Payments can be processed manually by entering the customer’s debit or credit card details, which may be provided over the phone, on a mail order form, or through a secure online chat.

The customer’s card is then charged, and the money is transferred to the business owner’s payment provider account or bank account safely and quickly. The processing fees will be deducted from the final total.

To find out more about how you could sell goods directly to customers through your website, read about our payment gateway service.

Payment gateways

How do virtual terminals work?

The virtual terminal is usually accessed through a secure web page by the business owner, while logged in to their payment provider’s online account. Payments can be processed manually by entering the customer’s debit or credit card details, which may be provided over the phone, on a mail order form, or through a secure online chat.

The customer’s card is then charged, and the money is transferred to the business owner’s payment provider account or bank account safely and quickly. The processing fees will be deducted from the final total.

To find out more about how you could sell goods directly to customers through your website, read about our payment gateway service.

Payment gateways

What are the benefits of a virtual payment terminal?

Giving your company the ability to accept payments via a virtual terminal comes with a whole host of business benefits.

Reach new customers

Offering smarter payment processing allows you to reach and serve new customers.

Operate from anywhere

Easily process payments on your phone, tablet or PC from anywhere with an internet connection.

Simple and easy to use

Easy to set up for hassle-free card payment processing.

Secure and efficient payment processing

Full PCI compliance for safe and secure transactions.

Accept major credit and debit cards

Cater to all customers by accepting all major credit and debit cards.

Reach new customers

Offering smarter payment processing allows you to reach and serve new customers.

Operate from anywhere

Easily process payments on your phone, tablet or PC from anywhere with an internet connection.

Simple and easy to use

Easy to set up for hassle-free card payment processing.

Secure and efficient payment processing

Full PCI compliance for safe and secure transactions.

Accept major credit and debit cards

Cater to all customers by accepting all major credit and debit cards.

Take card payments over the phone.

If your customers want to pay over the phone – whether they are making a reservation or placing an order – then a virtual terminal is the ideal solution for your business.

With Valitor’s virtual payment terminal, you can keep selling your products or services around the clock, even when your customers aren’t present in the flesh. What’s more, you don’t even necessarily need to invest in a physical card machine at all if you don’t want to.

Easily process email payments.

Valitor’s virtual terminal also enables your customers to make payments in an online invoice or customised email.

Email payments are seamless, automated payment processes where customers can directly enter their details into your secure email link.

Which businesses can benefit from a virtual terminal?

Virtual terminals and online payment systems are well-suited to mobile businesses that don’t need a physical premise to operate, but also have their place among bricks and mortar establishments. For example, for restaurants and eateries, virtual terminals can be used to process a deposit for a table booking. For retail businesses, virtual terminals can facilitate selling products over the phone.

Get in touch with us today to find out how your business can benefit from a virtual terminal.


Get in touch

Which businesses can benefit from a virtual terminal?

Virtual terminals and online payment systems are well-suited to mobile businesses that don’t need a physical premise to operate, but also have their place among bricks and mortar establishments. For example, for restaurants and eateries, virtual terminals can be used to process a deposit for a table booking. For retail businesses, virtual terminals can facilitate selling products over the phone.

Get in touch with us today to find out how your business can benefit from a virtual terminal.


Get in touch

Our handy guide to online payments.

Want to know more about virtual payments and how your business could benefit from accepting this form of payment? Download our eBook to find out how you can get started in the exciting world of online payments.

Call us FREE today on
0808 204 0343.

Speak to a member of our friendly UK team to find out about your payment options and obtain pricing.

Alternatively, send us a message and we will call you back.