Issuing

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Card issuing and processing for each and every customer.

We know every business has specific needs, and card issuing and processing is no different. With 35 years of experience, we are able to issue payment cards in any form or type: physical or virtual. We also manage, process and settle transactions, automate report creation and provide all the connectivity to systems and partners you could ever need.

Our deep experience and lean structure allows us to focus on speed, flexibility and a desire to meet the requirements of each and every customer in the issuing process.

Goods being handed to a customer after receiving payment
Contactless payment being made by phone

We are proud of our close collaboration with Visa EU and Mastercard Inc and our outstanding heritage in issuing. This ensures that customers receive the highest quality service. We also provide a single source for card issuing and processing, offering both BIN sponsorship and Processing Services.

Through our award-winning technology, we work through program managers and directly with partners to create state-of-the-art payment solutions:

  • Multi-purpose open loop or closed loop
  • Virtual or Physical
  • Contactless or Mobile
  • Corporate or Consumer
  • Credit, Debit and Prepaid BIN Sponsorship
  • Card lifecycle management
  • Reporting and customer manager information portals

BIN Sponsorship

Our BIN sponsorship services include access to the Visa and MasterCard payment networks, associated clearing and settlements services, as well as complete regulatory oversight. We offer a full banking service including the ring-fencing of e-money in a trusted third party bank account. This is done through the use of a credit institution license in Iceland which is passported throughout the EEA alongside an E-Money licence in the United Kingdom.

Processing Services

We are one of Europe’s leading single-source providers of integrated issuing and processing services. We are driven to continually create new competitive opportunities for partners and clients, improving time to market and profitability. And all while retaining near perfect uptime.

Our decades of software development experience for the payments industry means we understand how to fine tune the systems to achieve the very best results for our partners and their customers. Our processing platform offers our partners a comprehensive, dynamic and scalable range of solutions designed to grasp opportunities in the ever-changing payments landscape.

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